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Ways to Work

​When you don’t have a dependable vehicle to get you to work, it could jeopardize your job and make it difficult to support your family.

If you face this problem, Ways to Work could be the answer to getting a low-interest auto loan!

Ways to Work is a program that offers small, short-term loans for working parents who are not able to get a traditional loan because of credit issues. Usually, families that qualify use their Ways to Work loan to purchase a quality used vehicle or repair an existing vehicle so they can get to work, on time, every day.

The Ways to Work program can help working parents:

  • Move ahead in their careers
  • Overcome transportation challenges that contribute to poor attendance
  • More easily get their children to child care, school activities and doctor’s appointments
  • Improve their credit ratings, open bank accounts and improve their financial security

Ways to Work, Inc. is a proven national project that started in 1984. Locally, Ways to Work partners with Boys Town and Heartland Family Service to assist eligible families in Douglas, Sarpy and Washington counties in Nebraska, and Pottawattamie and Mills counties in Iowa.


  • Employed 20 hours per week for at least six consecutive months
  • Challenged credit history
  • Custodial parent of a child under 17 years of age (or 18 if child is in high school)
  • Valid driver’s license
  • Household income cannot exceed 80% of the area’s median income
  • Must live in Douglas, Sarpy or Washington counties in Nebraska or Pottawattamie or Mills counties in Iowa

Applicant Requirements

  • Complete the loan application process, including loan fees
  • Complete a financial management class
  • Repay loan within 24 to 36 months

For more information about the Ways to Work loan program and to see if you are eligible, call 402-650-9723 or email Virginia Ayers at

Helpline Support

Nebraska Family Helpline: The Helpline is a free resource for parents who have concerns and questions about their child's behavior. Call 888-866-8660. Bilingual counselors are available.

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Contact Us

Learn more about how our services can benefit your family

You can visit our Boys Town South Omaha Community office at:
4612 South 25th Street

Or call us at:
402-734-0155 (bilingual)

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